Home Blog Page 2

How to Get Money Back When You Buy a Pizza!

0

Many people are unaware of how without bartering they can negotiate a lower price on just about everything. Here’s how you can payless for just about everything you buy.

You start to use a cashback card.

Top cashback cards are gaining popularity and one great deal I’ve come across gives 5% back. That’s 5% cash back on all your shopping. Including food, fuel, health and beauty products, clothes, household and electrical goods. So you can get paid to shop and spend with a cashback card. Because using them each and every time pays you as you spend. This can add hundreds of pounds a year to your income, tax-free, if you use them for all your normal spending, replacing cash, cheques, and other debit, credit & charge cards.

For those who have work or business expenses to reclaim, this can be a powerful way to earn more money, at no cost or at nominal cost to you. If it’s used for business there’s a chance it could be seen as a taxable benefit. Which means you may have to pay tax on your gain but you’ll still have a substantial gain.

If you spend, say, 5,000 a year on a cashback card, you would receive a yearly benefit of 250. It might not sound much but it’s free money for doing nothing more than you do already so whenever possible, buy everything – even your smallest purchases – on your card for maximum cashback.

Note that you can use your cashback card alongside store loyalty cards to earn an additional reward. It also works with any other in-store promotions and discounts!

There’s no limit to the Cash Back you can earn.

Some people advocate using cashback cards as an alternative to charity credit cards. Because cashback rates are often higher than those on charity cards so you can donate any cashback you get to charity instead. You can make your purchases on the phone, online and in store. You can use it abroad. The security aspect of the cash back idea is not to be overlooked. No need to carry lots of cash. And chip and pin means that if you lose your card, your money’s safe. You can get one for your children and put a monthly allowance on it. Then top it up as and when.

With cheaper and more efficient Internet shopping becoming more popular it has never been easier for the consumer. With next day delivery it’s almost instantaneous shopping.

If you match up with a good ‘Price comparison website’ you will not only find the best value-for-money on specific products but put money back into your own pocket as well.

So go on buy your pizza, burger or TV etc and get money back. If you don’t thousands of others will.

How to Get the Most From Cashback Credit Cards

0

As with any credit card offer, including cashback credit cards, it is absolute imperative that the consumer carefully reviews all the features, benefits, terms and conditions that accompanies it. Far too often people simply gloss over these important facts because they’re only interested in the rewards, rebates or bonus points. That can be a very costly mistake.

Oftentimes credit cards will come with a low interest rate or 0% introductory offer in order to pick up new customers or lure cardholders away from their competitors. That’s all well and good, and we’re all for catching a good deal, but make sure to read the fine print to know exactly what the rates will be when the introductory offer expires.

I can’t even count how many times we hear from people that spend like Vikings because they’re not being charged interest only to suddenly be “surprised” when the intro offer ends and the interest rate charges begin. That’s just being irresponsible so don’t let that happen to you.

Cashback credit cards are in and of themselves a fantastic way to save money. Doesn’t it make sense to find the best cashback offer on the market and use it as often as you possibly can to save every time you shop? It surely does make sense but with one caveat… you must pay your bill in full each and every month.

While you most certainly can get up to 5% cash rebates on their everyday purchases such as groceries, gas and other merchandise, those savings will quickly be wiped out by the interest rates you will be paying if you end up carrying a balance from one billing cycle to the next.

That door swings both ways and the credit card issuers know that only too well and that is why they offer these incentives to begin with. Trust me when I tell you that the banks and financial institutions crunch the numbers constantly in order to to ensure that there’s more money coming in than going out.

When it comes to cashback credit cards their edge is the fact that the people that carry a balance will end up paying so much money on interest that it will far outstrip any money that they may be losing through their cash rebate programs.

And I would be remiss if I did not mention annual fees. We will now begin to see annual fees being assessed at a higher rate because credit card companies are scrambling to make up for lost profits. Be sure that any fees charged on the cards that you are interested in will be more than offset by the savings you will receive. Otherwise it just doesn’t make sense for you to use the card.

So there you have it. That’s how you get the most from cashback credit cards. They really are a good deal but only if they are used the right way. And as we have just learned, using them the right way means paying your balance in full every month. That’s how you beat the credit card companies at their own game.

How to Get Cash Back on Nearly Everything You Buy

0

Cashback is becoming a very popular option for when we go shopping, especially for on-line shopping.

In fact, the number of people shopping on-line is growing year by year, because people like to pay less. And because on-line retailers have fewer overheads, they can deliver for less cost. That’s a good saving they can send our way.

Now we all want a good bargain, so if we can purchase an item for less than the usual ticket price, we know we’ve done very well.

And if we can get even more cash back after we’ve bought the item, that’s even better.

So how would we go about getting this money back from the retailer from whom we have bought our goods? Why would they want to give us some money back anyway? And who pays it to us? How do we start?

Let’s take a look at how it works and how we can start to get some cashback.

There are a number of popular cashback web sites around, so it’s best to do some research, check reviews, ask a few friends, and pick a reputable company with a good payout rate.

This is how the system works:

  1. You sign up with a cashback company. The process is normally straight forward.
  2. You search for a product or a retailer.
  3. You click on your chosen retailer’s link to be taken to their web site.
  4. You make your purchase.
  5. The retailer pays the cashback company for referring you.
  6. The cashback company shares this money with you.

Simple, isn’t it.

Different cashback companies work in different ways. Some pay you all their commission and charge you a fee each year. Others keep some of the commission for themselves, but don’t charge anything.

That’s worth bearing in mind. If you’re a big spender, it may be worth paying the annual fee and receiving all of the cashback. If you’re not, it may be worth taking a smaller amount of cashback with no fee.

Whichever method you choose, it’s certainly worth the few minutes it would take to sign up to a good cashback company, and enjoy the money you wouldn’t otherwise have had.

One morning you may receive an email telling you that the cashback company has deposited a nice sum of money into your account. A sum of money which had been growing slowly over the past few months whilst you were busily or leisurely shopping away!